The learning curve is pretty steep when it comes to buying your first home, simply because many factors are involved. Finding the right home, budgeting for the down payment and mortgage payments, understanding the terminology and even picking the right neighborhood are just some of the things a first time home buyer must consider. To avoid home […]
If you are looking to move to a place with the beauty of the mountains and lakes, but you are still in an area that has plenty of shopping and things to do, consider relocating to Mooresville, NC. You are just a couple hours from one of the tallest points in the state – Clingman’s Dome […]
If you are thinking of buying a home during the holidays, remember the small things, such as setting a closing date that doesn’t interfere with your celebrations. Once you close, you’ll have to move, so if the closing date is on December 23 and you celebrate Christmas, your celebration will most likely be spent moving […]
Now that you’ve decided to buy your first home, you have several things to do before you start looking. These steps could save you the heartache of falling in love with a house you can’t afford and could save you money on your down payment or private mortgage insurance (PMI). Buying a home for the first […]
Although the real estate market is on fire, most people are still able to afford home ownership, though prices and interest rates are climbing. The National Association of Home Builders published a report that stated if your household income is at least $68,000 per year, you can afford nearly 60 percent of the homes that are on […]
The new Tax Cuts and Jobs Act affects homeowners in several ways, depending on several factors, including location, your income and the value of your home. Some people will see the tax benefits of homeownership and real estate investment while others will lose those benefits. Increasing interest rates and lower home values also depend on […]
The cost of homeowners insurance is based on several factors including your location and the average weather for the area you live in. You also pay more if your house is worth more since the insurance company may have to pay out more for repairs or replacement. Even the construction of your home – how […]
Moving can be a chore, but when kids are involved, things can get a little difficult. There are a number of things to consider, so getting everyone on the same page will help navigate an easy move. Here’s how to Make the Move Easy: Moving With Kids: Have a meeting of the minds A family […]
Should I buy before I sell? That is the question that plagues many homeowners. The short answer is that it depends on the market and your financial situation. In a seller’s market, it is often better to buy first, but that has its own host of problems, especially if you are upgrading to a home […]
As part of the purchase contract, your real estate agent should suggest that the contract goes through on certain contingencies, including a home inspection. An inspection contingency allows you to negotiate with the seller to repair items that could cost you thousands, have the seller give you a credit, or for you to back out […]